E Concepts Blog

AP FACT CHECK: Is Trump’s new trade deal really a landmark? WASHINGTON — President Donald Trump is hailing a revised North American trade deal as if nothing existed before it. The pact with Mexico and Canada stands as a “model agreement that changes the trade landscape forever,” he said at a signing ceremony with the other leaders Friday in Buenos Aires, Argentina. But fundamental change happened under the deal’s predecessor, the North American Free Trade Agreement. The new one brings largely incremental change, with a few significant advances for the auto industry, and it has a new name, the United States-Mexico-Canada Agreement. Canadian Prime Minister Justin Trudeau was truer to the nature of the deal in his remarks at the signing, saying it “maintains stability,” “lifts the risk of serious economic uncertainty” and secures the duty-free access to markets achieved under NAFTA. Likewise, Mexican President Pena Nieto said NAFTA “transformed” Mexico a quarter century ago so that 70 p

Marriott's Starwood hack hits up to 500 million customers (Reuters) - Marriott International Inc ( MAR.O ) said on Friday that hackers accessed up to 500 million customer records in its Starwood Hotels reservation system in an attack that began four years ago, exposing data including passport numbers and payment cards. Shares were down 5.7 percent in late afternoon trade on news of the hack, one of the largest in history, which prompted regulators in Britain and at least five U.S. states to launch investigations. The Federal Bureau of Investigation said it was looking into the attack on Starwood, whose brands include Sheraton, St. Regis, W and Westin hotels. It advised affected customers to check for identity fraud and report it to the bureau’s Internet Crime Complaint Center. The hack began in 2014, a year before Marriott offered to buy Starwood to create the world’s largest hotel operator. The $13.6 billion deal closed in September 2016. Some 327 million customer records contain

WSJ: United nears deal on Avianca loan, partnership [unable to retrieve full-text content]

PM Narendra Modi, Donald Trump, Shinzo Abe discuss major issues of global interests on G-20 sidelines Trump appreciated India’s growth story during the meet. (Reuters) Prime Minister Narendra Modi , US President Donald Trump and Japanese Prime Minister Shinzo Abe on Friday met for their first trilateral meeting on the sidelines of the G-20 summit to discuss major issues of global and multilateral interests. The meeting assumed importance in the wake of China flexing its muscles in the strategic Indo-Pacific region. Asserting that India will “continue to work together on shared values,” Modi said, “The ‘JAI’ (Japan, America, India) meeting is dedicated to democratic values…’JAI’ stands for victory (in Hindi).” The prime minister also said the meeting was a convergence of vision between the three nations. The Japanese premier said he was happy to participate in “the first ever ‘JAI’ trilateral”. Trump appreciated India’s growth story during the meet. The leaders emphasised the importa

An AT&T Hulu stake sale could bring $930M [unable to retrieve full-text content]

Investors are piling into boring defensive stocks like P&G as 2018 comes to an end Wall Street is loading up on boring stocks as year-end approaches, a trend that could signal investors are worried the recent market volatility could continue. Net inflows into exchange-traded funds that track high-dividend, low volatility stocks are above $500 million on an eight-week rolling basis — the first time since 2016 — according to data from Jefferies. High dividend yields and low volatility are key characteristics of stocks in the consumer staples and utilities sectors. Because of their characteristics, these stocks are considered less risky than others. Staples and utilities have recently outperformed the broader market. The Consumer Staples Select Sector SPDR ETF (XLP) and the Utilities Select Sector SPDR ETF (XLU) are up 5.95 percent and 4.1 percent, respectively, since Oct. 1. The staples ETF was also on pace to post its longest monthly winning streak since 2006. The S&P 500,

Massive data breach at Marriott’s Starwood hotels Massive data breach at Marriott’s Starwood hotels Marriott International said it’s investigating a hack of the guest reservation database at its Starwood unit that may be one of the biggest such breaches in corporate history. Marriott shares slumped 5.6% in pre-market trading. The attack is troubling not just because of its sheer size, but also the level of detail potentially stolen by the attackers. The hack affects some 500 million guests, and for about 327 million of them, the data included passport numbers, emails and mailing addresses, Marriott said. Some credit card details may also have been taken. The Marriott hack may rank only below Yahoo as one of the biggest of personal data, when 3 billion users were exposed to a 2013 security breach. Regulators and consumers have been stepping up their action against companies that have suffered security breaches as such attacks have increasingly become more severe. Target last year ag

BREAKING!!! Burna Boy Announces Lagos December Concert Date Posted by Mcadioh on November 30, 2018 under Entertainment 0 This definitely will be an exciting news for Burna Boy’s fans as the singer has now made their dreams of having him do a Lagos December finally become reality. Just few minutes ago, the “ Ye ” crooner took to his social media pages to announce that he will be staging a concert in Lagos this December. “Outsiders, I no fit fall your hand! GET YOUR TICKETS NOW!!!,” he tweeted. The event has been dubbed “ Burna Boy Live ” and it will come up on the 26th of December, 2018 . <![CDATA[ ]]> CLICK TO DROP YOUR COMMENT Share this post with your Friends on  

[Lyrics] Olamide – Poverty Die Olamide is out with a new tune titled “ Poverty Die ”. The prayer inclined single is definitely gonna be a jam that will takeover every Music charts in few days to come. Check the Song below alongside with the Lyrics. Listen & Download “Olamide – Poverty Die” below:- http://naijaloaded.store/wp-content/uploads/2018/11/Olamide_-_Poverty_Die-36NG.ng_.mp3 . DOWNLOAD MP3 LYRICS When I wake up, no be by my power oo Oluwa lo kuku so wa ooo I go down on my knees and thank God ooo Poverty Die die die die, Poverty die die die And I step into the street for my paper I dey hustle make the poverty japa ooo Oriburuku ma lo ya ile wa ooo Poverty Die die die die, Poverty die die die Oriburuku ji na si’le mi, Irina ji na si’le mi A’yi ni owo lo’wo ji na si’le, I want get plenty money Poverty tofe ma finnesse Maye toni greediness No put truchi for my business I no well I get morning sickness Biggy money no be small small Ti oba titomi bi Eniola Badmos Mo

OAU Postgraduate Admission Form 2018/2019 is Out – How to Apply OAU Postgraduate Admission Application Details Announced. Applications are invited from suitably qualified candidates for admission into Full-time and Part-time Postgraduate Programmes in Obafemi Awolowo University (OAU), Ife for 2018/2019 academic session. AVAILABLE PROGRAMMES: Postgraduate Diploma (PGD); Professional Masters (MBA, MPA, MIR, MM Psych, LL.M. etc); Masters with Research Thesis (M.Sc., M.A, M.Phil.) and Doctor of Philosophy (Ph.D.) Degree Programmes in the following Faculties and disciplines: 1. FACULTY OF ADMINISTRATION (i) Postgraduate Diploma Programmes are available in the following areas: Financial Management (PGDFM); Management Studies (PGDMS); Public Administration (PGDPA); International Relations (PGDIR) and Local Government Studies (PGDLG). (ii) Masters Degree Programmes by Coursework and Long Essay; Master of Business Administration (MBA), Master of Public Administration (MPA), Master of Internati

UNN Postgraduate Admission List For 2018/2019 Session The University of Nigeria Nsukka, UNN, Postgraduate Admission List for the 2018/2019 academic session has been released. All candidates who applied for admission into postgraduate programme of UNN for the 2018/2019 session are to proceed to check if they have been offered admission. The names of admitted candidates are available online. How To Check UNN Postgraduate Admission List The names of admitted candidates are contained on the attached pdf document. Candidates can view the list directly or download on any pdf enabled device to view. Download (PDF, 760KB)

International Students Scholarships At Wittenberg Centre For Global Ethics, Germany – 2019 The Wittenberg Centre For Global Ethics, Germany is currently inviting applications from students who seeks to undergo a degree program at the Wittenberg Centre For Global Ethics, Germany. This scholarship program is aimed at financially supporting the doctoral students so that they can concentrate on their research, the study program, and their field projects. Applications Deadline:  February 17, 2019 Eligible Countries:  International Type of Scholarship:  Doctoral Value Of Scholarships:  The scholarship includes a monthly stipend of 1,350 € and a membership in the doctoral program. Eligibility:  Applicants must fulfill the doctoral program’s conditions of entry and have been accepted into the doctoral program. Applicants must be International students Applicants must have excellent academic records Applicants are required to provide evidence of proficiency in English at the higher

AAUA Postgraduate Application Form 2018/2019 is Out Adekunle Ajasin University AAUA Postgraduate Application Form 2018/2019 Session Released. Applications are invited from suitably-qualified candidates for admission into our Full-Time/ Sandwich Postgraduate Master/Ph.D. Programmes as indicated below for the 2018/2019 academic session. FACULTY OF ARTS Department of English Studies Department Linguistics and Languages Department of Religion and African Culture Department of Philosophy Department of History & International Studies FACULTY OF EDUCATION Department of Adult Education (Full-Time & Sandwich) Department of Arts Education Department of Guidance and Counselling (Full-Time & Sandwich) Department of Educational Management (Full-Time & Sandwich) Department of Science Education (Full-Time & Sandwich) Postgraduate Diploma in Education (Full-Time & Sandwich) FACULTY OF SCIENCE Department of Animal and Environmental Biology Department of Biochemistry Department

Novartis CEO Has One New Breakthrough Drug in the Medicine Cabinet: It Costs $4 Million Welcome! To bring you the best content on our sites and applications, Meredith partners with third party advertisers to serve digital ads, including personalized digital ads. Those advertisers use tracking technologies to collect information about your activity on our sites and applications and across the Internet and your other apps and devices. You always have the choice to experience our sites without personalized advertising based on your web browsing activity by visiting the DAA’s Consumer Choice page , the NAI's website , and/or the EU online choices page , from each of your browsers or devices. To avoid personalized advertising based on your mobile app activity, you can install the DAA’s AppChoices app here . You can find much more information about your privacy choices in our privacy policy . 

Even if you choose not to have your activity tracked by third parties for advertising servic

Investors are piling into boring defensive stocks like P&G as 2018 comes to an end Wall Street is loading up on boring stocks as year-end approaches, a trend that could signal investors are worried the recent market volatility could continue. Net inflows into exchange-traded funds that track high-dividend, low volatility stocks are above $500 million on an eight-week rolling basis — the first time since 2016 — according to data from Jefferies. High dividend yields and low volatility are key characteristics of stocks in the consumer staples and utilities sectors. Because of their characteristics, these stocks are considered less risky than others. Staples and utilities have recently outperformed the broader market. The Consumer Staples Select Sector SPDR ETF (XLP) and the Utilities Select Sector SPDR ETF (XLU) are up 5.95 percent and 4.1 percent, respectively, since Oct. 1. The staples ETF was also on pace to post its longest monthly winning streak since 2006. The S&P 500,

Massive data breach at Marriott’s Starwood hotels Massive data breach at Marriott’s Starwood hotels Marriott International said it’s investigating a hack of the guest reservation database at its Starwood unit that may be one of the biggest such breaches in corporate history. Marriott shares slumped 5.6% in pre-market trading. The attack is troubling not just because of its sheer size, but also the level of detail potentially stolen by the attackers. The hack affects some 500 million guests, and for about 327 million of them, the data included passport numbers, emails and mailing addresses, Marriott said. Some credit card details may also have been taken. The Marriott hack may rank only below Yahoo as one of the biggest of personal data, when 3 billion users were exposed to a 2013 security breach. Regulators and consumers have been stepping up their action against companies that have suffered security breaches as such attacks have increasingly become more severe. Target last year ag

Mortgage rules now ‘overkill’ that are hitting millennials particularly hard, home builders say Canada’s home builders are urging the federal government to loosen mortgage-lending restrictions that have helped cool housing markets this year. Executives at Mattamy Homes Ltd., North America’s largest closely held home builder, said the rules have brought about the desired soft landing and aren’t needed as much now that interest rates are rising. The Canadian Home Builders’ Association said the rules are hitting millennials and struggling markets like Calgary particularly hard. The rules, put in place in January, require even those with a 20 per cent down payment, who don’t need mortgage insurance, to prove that they can make payments at 2 percentage points above the contracted rate. The so-called B-20 stress tests already existed for insured mortgages. By April, the average home price in Toronto had tumbled 12 per cent from the same month the prior year, though has since stabilized. “W

Tesla reportedly achieves Model 3 production rate of 1,000 a day Tesla has achieved a Model 3 production rate of 1,000 cars per day, according to electric vehicle blog Electrek. Producing cars at a rate of 1,000 per day would give a weekly production rate of 7,000 cars, assuming the factory is running everyday. Tesla now wants to maintain that rate and begin reducing the costs of making the Model 3, so the company can profitably produce the car at the originally planned and long-awaited price of $35,000, the report said. All the versions Tesla has been offering since it began delivering the first Model 3s in July 2017 have higher prices. Musk has said the company needs to sell premium versions of the car in the short term, or Tesla will "die." Read the full story at Electrek

Deutsche Bank raid pulls CEO deeper into vicious dircle Deutsche Bank raid pulls CEO deeper into vicious dircle It was a day for optimism amid the exotic trees and plants in Frankfurt’s botanical garden. Deutsche Bank chief executive officer Christian Sewing was there to give the annual pep talk to his top executives. The good cheer didn’t last long. The morning after, on Thursday, many were confronted by a line of police cars outside their headquarters. There and at five other locations, 170 officers were looking for signs of possible money laundering, with the raids continuing the next day. And so it goes for what was once one of the world’s dominant financial institutions. Sewing, the bank’s fourth CEO since 2015, is trapped in the same feedback loop of negative news, rising funding costs and declining revenue that foiled his predecessor, John Cryan. Even after months of relentless travel and endless meetings with staff and clients, the 48-year-old Deutsche Bank lifer has been

WSJ: United nears deal on Avianca loan, partnership [unable to retrieve full-text content]

Summit Financial declares $0.14 dividend [unable to retrieve full-text content]

Novartis CEO Has One New Breakthrough Drug in the Medicine Cabinet: It Costs $4 Million Welcome! To bring you the best content on our sites and applications, Meredith partners with third party advertisers to serve digital ads, including personalized digital ads. Those advertisers use tracking technologies to collect information about your activity on our sites and applications and across the Internet and your other apps and devices. You always have the choice to experience our sites without personalized advertising based on your web browsing activity by visiting the DAA’s Consumer Choice page , the NAI's website , and/or the EU online choices page , from each of your browsers or devices. To avoid personalized advertising based on your mobile app activity, you can install the DAA’s AppChoices app here . You can find much more information about your privacy choices in our privacy policy . 

Even if you choose not to have your activity tracked by third parties for advertising servic

Investors are piling into boring defensive stocks like P&G as 2018 comes to an end Wall Street is loading up on boring stocks as year-end approaches, a trend that could signal investors are worried the recent market volatility could continue. Net inflows into exchange-traded funds that track high-dividend, low volatility stocks are above $500 million on an eight-week rolling basis — the first time since 2016 — according to data from Jefferies. High dividend yields and low volatility are key characteristics of stocks in the consumer staples and utilities sectors. Because of their characteristics, these stocks are considered less risky than others. Staples and utilities have recently outperformed the broader market. The Consumer Staples Select Sector SPDR ETF (XLP) and the Utilities Select Sector SPDR ETF (XLU) are up 5.95 percent and 4.1 percent, respectively, since Oct. 1. The staples ETF was also on pace to post its longest monthly winning streak since 2006. The S&P 500,

BREAKING!!! Burna Boy Announces Lagos December Concert Date Posted by Mcadioh on November 30, 2018 under Entertainment 0 This definitely will be an exciting news for Burna Boy’s fans as the singer has now made their dreams of having him do a Lagos December finally become reality. Just few minutes ago, the “ Ye ” crooner took to his social media pages to announce that he will be staging a concert in Lagos this December. “Outsiders, I no fit fall your hand! GET YOUR TICKETS NOW!!!,” he tweeted. The event has been dubbed “ Burna Boy Live ” and it will come up on the 26th of December, 2018 . <![CDATA[ ]]> CLICK TO DROP YOUR COMMENT Share this post with your Friends on  

Governor Yari Threatens To Deal With Adams Oshiomhole | Watch Viral video of Zamfara state Governor, Abdulaziz Yari threatening to attack APC National Chairman, Oshiomole if he dares to step into his territory. Flames of Political violence ignites between National chairman of the All Progressive Congress, Adams Oshiomholeb and Zamfara state Governor, Abdulaziz Yari who appears to be boiling with uncontrollable anger sound a serious warning to Oshiomole and his committee to exclude Zamfara state from their secret plans, which the governor tagged as “dirty job”. Yari can be quotes from the viral video saying: “ I’m saying that the committee sent by Oshiomhole to come and do their dirty job should never dare come to Zamfara state. And we are ready, including myself to be taken to the grave yard tomorrow. If he knows that his mother and father born him, he should send those people to see and it’s fight to finish. ” Watch the video

You cannot force Buhari to sign 2018 Electoral Bill Amendment- Senate leader The Senate Leader, Alhaji Ahmed Lawan, has advised the Peoples Democratic Party (PDP) to stop putting pressure on President Muhammadu Buhari to sign the 2018 Electoral Act Amendment bill into law. Lawan gave the advice when he fielded questions from State House correspondents in Abuja on Friday. He warned that the president would not be stampeded into signing the bill without studying the document to avoid errors. He said: “The electoral bill you are talking about has been sent back twice or thrice, that is to tell you that the president is willing to sign he bill provided it meets certain conditions that will make our electoral processes better and more sane. “So, the President is studying this bill. It’s not like you will send it to him and he will immediately sign. This is a sign that he is really interested in what we sent back to him. “It is for him and his advisers to read through line by line and see h

FG Reduces The Price Of JAMB, NECO and BECE Forms President Muhammadu Buhari has reportedly approved the reduction in the cost of JAMB UTME, NECO SSCE and the Basic Education Certificate Examination forms. The reduction will be implemented from January 2019 with the cost of JAMB UTME Form dropping from N5,000 to N3,500 while NECO will drop from N11,350 to N9,850, report says. The Minister of Education, Adamu Adamu, announced this on Wednesday during the Federal Executive Council meeting in Abuja. According to Adamu, these exam bodies are not meant to be revenue generating bodies, they’re only supposed to cover costs/operating expenses. He noted that the obvious increase in the amount amount being remitted by JAMB from less than N60m in 2010 – 2016 to 15 Billion in 2017 – 2018 is an indication that the fees being charged could be reduced. The minister, in his announcement stated that the president directed the Ministry to look into the reduction following the significant improveme

Twitter Users Raise Fund For Depressed UNILAG Law Graduate to Attend Law School A UNILAG law graduate who was depressed due to lack of fund to pay for his law school came on twitter to solicit funds and being lucky enough, twitter users came through. The law graduate identified as Adefehinti Ibukunola, shared a tweet to appreciate their collective effort and to announce that he is finally going to law school.

Nigeria Police Recruitment 2018 Application Commences [Official] NPF Recruitment 2018 – Apply for Employment into Nigeria Police Force as Constable. Nigeria police recruitment 2018 application details announced. The Nigeria Police invites applications from suitable qualified Nigerians for enlistment into the Nigeria Police Force as Police Constables. In order to align with International standard and best practices and the United Nation Standard of Policing, the Force needs virile and dynamic police officers for better service delivery and mitigating emerging security challenges. To this end, our goal is to ensure the safety of lives and property of the Nigeria citizens and make Nigeria safer and more secured for economic development and growth. Eligibility: Nationality: Applicants shall be of Nigerian origin by birth and possess National Identity Number (NIN) Age: Applicants must be less than 18 or more than 25 years of age. Education: Applicants must possess a minimum of 5 credits in